Welcome to Tools.60AndOver.net. By using this website and its tools, you agree to the terms outlined below. These terms are intended to be clear and easy to understand.

If you do not agree with these terms, please discontinue use of the site.

Purpose of This Site

Tools.60AndOver.net provides practical tools designed to help adults 60 and over organize information, estimate options, and plan everyday decisions more comfortably.

The tools are informational and supportive in nature. They are not intended to provide professional, medical, legal, or financial advice.

Use of Tools

You may use the tools on this site for personal, non-commercial purposes.

You agree:

• To use the tools responsibly
• Not to misuse, disrupt, or attempt to alter how the tools function
• Not to use the site for unlawful purposes

Tools are provided “as is” and may be updated, modified, or removed at any time.

No Professional Advice

The tools on this site do not replace advice from qualified professionals such as doctors, financial advisors, insurance agents, or legal professionals.

Results and outputs should be treated as general guidance or organizational assistance. Important decisions should always be confirmed with appropriate professionals or official sources.

Accuracy and Limitations

We make reasonable efforts to ensure tools are clear and function as intended. However:

• Results may be estimates or general summaries
• Information may not apply to every individual situation
• Tools may not reflect the most recent changes in laws, policies, or pricing

Users are responsible for verifying important information independently.

Data and Privacy

Most tools do not store information on our servers. When data is saved, it is typically stored locally on your own device.

Please review our Privacy Policy for more information about how data is handled.

Third-Party Links

Some tools or pages may include links to third-party websites for additional resources. These links are optional and provided for convenience only.

Tools.60AndOver.net does not control or endorse third-party websites and is not responsible for their content, accuracy, or practices.

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Affiliate Disclosure

Some links on this site may be affiliate links. If you choose to visit a partner site through such a link, we may earn a commission. This does not affect the cost to you and is never required to use any tool.

Please review our Affiliate Disclosure page for full details.

Changes to These Terms

These Terms of Use may be updated periodically to reflect changes in tools, site functionality, or policies. Updates will be posted on this page.

Continued use of the site after changes are posted indicates acceptance of the updated terms.

Relationship to 60AndOver.net

Tools.60AndOver.net is part of the broader 60AndOver.net platform, which provides practical guidance and resources for adults 60 and over.

Contact

If you have questions about these terms, please visit 60AndOver.net for additional information.

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